[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.fadup.cz\/na-vlastni-bydleni\/#Article","mainEntityOfPage":"https:\/\/www.fadup.cz\/na-vlastni-bydleni\/","headline":"Na vlastn\u00ed bydlen\u00ed","name":"Na vlastn\u00ed bydlen\u00ed","description":"Mnoho lid\u00ed chce tak\u00e9 bydlet ve vlastn\u00edm byt\u011b, ale st\u00e1le se boj\u00ed t\u0159eba nap\u0159\u00edklad v se zadlu\u017eit na n\u011bjak\u00e9 miliony. […]","datePublished":"2023-12-18","dateModified":"2023-12-18","author":{"@type":"Person","@id":"https:\/\/www.fadup.cz\/author\/#Person","name":"","url":"https:\/\/www.fadup.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/014a645f9f16d49aceddb25e316448c724bd78e7db0ee7a34c29417d5ca39ef1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/014a645f9f16d49aceddb25e316448c724bd78e7db0ee7a34c29417d5ca39ef1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"fadup.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.fadup.cz\/wp-content\/uploads\/house-6115719_1280_4.jpg","url":"https:\/\/www.fadup.cz\/wp-content\/uploads\/house-6115719_1280_4.jpg","height":0,"width":0},"url":"https:\/\/www.fadup.cz\/na-vlastni-bydleni\/","about":["Finance"],"wordCount":430,"articleBody":"   Mnoho lid\u00ed chce tak\u00e9 bydlet ve vlastn\u00edm byt\u011b, ale st\u00e1le se boj\u00ed t\u0159eba nap\u0159\u00edklad v se zadlu\u017eit na n\u011bjak\u00e9 miliony. J\u00e1 ch\u00e1pu, \u017ee kdy\u017e si t\u0159eba \u010dlov\u011bk v p\u011btadvaceti letech anebo ve t\u0159iceti letech vezme hypot\u00e9ku t\u0159eba o v\u00fd\u0161i p\u011bti nebo \u0161esti milion\u016f korun, tak je to pro n\u011bj velice stresuj\u00edc\u00ed. Zn\u00e1m n\u011bkter\u00e9 lidi, kte\u0159\u00ed se t\u0159eba boj\u00ed zadlu\u017eit. T\u0159eba se boj\u00ed zadlu\u017eit i na dvacet tis\u00edc korun anebo i na sto tis\u00edc korun. Abych se p\u0159iznala, tak pat\u0159\u00edm mezi n\u011b. J\u00e1 bych se nerada zadlu\u017eovala. Vad\u00ed mi t\u0159eba, kdy\u017e jsem si vzala na spl\u00e1tky mobiln\u00ed telefon v hodnot\u011b deseti tis\u00edc korun. J\u00e1 v\u00edm, \u017ee tohle je opravdu m\u00e1lo a \u017ee kde kdo mi z\u00e1vid\u00ed, t\u0159eba kdy\u017e je n\u011bkdo zadlu\u017een\u00fd na n\u011bjak\u00e9 miliony anebo je v insolvenci. Jenom\u017ee mi v\u011b\u0159te, \u017ee tohle je pro m\u011b tak\u00e9 velice nep\u0159\u00edjemn\u00e9. Proto jsem si \u0159ekla, \u017ee rad\u011bji cel\u00fd \u017eivot budu bydlet v n\u00e1jmu, jenom\u017ee kdy\u017e jsem u\u017e t\u0159i roky jsem chodila se sv\u00fdm partnerem. A on st\u00e1le na m\u011b nal\u00e9hal, jestli bychom se tak\u00e9 nevzali n\u011bjakou hypot\u00e9ku, \u017ee pr\u00fd jeho bratr i sestra maj\u00ed tak\u00e9 oba dva se sv\u00fdmi partnery hypot\u00e9ky a \u017ee pr\u00fd se jim \u017eije opravdu hodn\u011b dob\u0159e. Podle m\u00e9ho n\u00e1zoru neud\u011bl\u00e1te chybu, kdy\u017e si tak\u00e9 zjist\u00edte informace o hypot\u00e9ce, proto\u017ee tohle sam\u00e9 jsem ud\u011blala. Tak\u00e9 chv\u00edli jsem je\u0161t\u011b byla proti hypot\u00e9ce a proti zadlu\u017eov\u00e1n\u00ed se, jenom\u017ee kdy\u017e jsem se dozv\u011bd\u011bla informace o nebankovn\u00ed hypot\u00e9ce bez registru https:\/\/www.hypotekybezregistru.cz\/nebankovni-hypoteka\/, tak jsem najednou obr\u00e1tila list. \u0158ekla jsem si, \u017ee kdy\u017e s partnerem se dozv\u00edme v\u00edce informac\u00ed o nebankovn\u00ed hypot\u00e9ce bez registru, \u017ee bychom mo\u017en\u00e1 tuto nebankovn\u00ed hypot\u00e9ku bez registru tak\u00e9 vyu\u017eili. Rad\u011bji jsme za\u0161li do banky, v bance jsme se dozv\u011bd\u011bli opravdu perfektn\u00ed informace. Takov\u00e9 skv\u011bl\u00e9 informace pr\u00e1v\u011b o nebankovn\u00ed hypot\u00e9ce bez registru. Mysl\u00edm si, \u017ee kdybychom do toho \u0161li, tak tak\u00e9 u\u0161et\u0159\u00edme spoustu pen\u011bz. Nav\u00edc tak\u00e9 bychom z\u00edskali levn\u00e9 spl\u00e1tky, proto\u017ee jsme si vybrali opravdu takov\u00fd mal\u00fd byt, kter\u00fd stoj\u00ed m\u00e1lo pen\u011bz, tak\u017ee by i spl\u00e1tky byly docela n\u00edzk\u00e9.                                                                                                                                                                                                                                                                                                                                                                                           4.5\/5 - (14 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Na vlastn\u00ed bydlen\u00ed","item":"https:\/\/www.fadup.cz\/na-vlastni-bydleni\/#breadcrumbitem"}]}]